Built for agents
Pay directly through APIs and supported agentic protocols.
Direct agent payment
Lisbon Central Hotel
2 nights in Lisbon
Payment request
Book and pay for this stay
- Request received
- Payment approved
Paid
€192.00
Payments reinvented for AI agents
Give your agent a user-authorized way to pay online. Built-in approvals, budgets, and fraud checks keep every spend safe and on-purpose.
Install in one prompt
The native plugin connects your agent to the remote Payrail Agent MCP. View agent guide
Payrail Agent Card
One Balance. All Payments.
Payrail Agent Card makes the complex world of agentic payments as simple as topping up a card.
Card paymentsLive
Card payments for ordinary online checkout.
CryptoLive
Crypto payments across the most popular blockchain networks.
x402Live
HTTP-native stablecoin micropayments.
ACPPlanned
Agentic Commerce Protocol for autonomous checkout.
AP2Planned
Secure agent payment delegation.
Future protocolsAlways
Every new payment standard — supported automatically as it ships.
Memory + Requests
Store secrets once. Resolve safely.
Save secrets as Memory items. Your agent can reuse them for recurring payments, logins, and approvals while Payrail Agent resolves each protected step through request boundaries instead of exposing raw data.
Saved Credentials
EncryptedMastercard •••• 4289Card
netflix@email.comLogin
Visa •••• 7821Card
figma@company.comLogin
Home — Barcelona, ESAddress
Agent sees Memory references only — never raw data
AES-256No LLM exposure
Memory
My passport
Wife’s passport
Home address
Work address
Work login
My login
Integrations
Works with your stack
Easy one-prompt install for all major agentic platforms.
ChatGPT
Claude
Grok Bot
Grok Build
Cursor
OpenClaw
Hermes
Manus
Cross-platform UI
Approve payments from anywhere. Web, mobile, or messenger.
Web
iOS
Android
Telegram
WhatsApp
Mail
How it works
From task to payment
Payrail Agent is a complete set of skills for agents to find, approve, and securely complete payments.
Paste one prompt into your agent to install Payrail Agent and connect your account.
Your agent
Setting up Payrail Agent…
You
Set up Payrail Agent from https://agent.payrail.one/skill.md
Payrail Agent connected
Ready to top up
Built for both worlds
Future proof. Legacy compatible.
Built for the agentic economy. Works with the checkouts the world uses today.
Works with today’s checkouts
Your agent fills forms, handles logins, and completes regular card checkouts.
Online checkout
Lisbon Central Hotel
2 nights in Lisbon
- alex@example.com
- Billing address
- Lisbon, Portugal
- Card
- •••• •••• •••• 4242
Paid
€192.00
One agent. Both worlds.
The difference
Manual chaos vs. AI payments
Half an hour of tabs, forms, and OTPs — or ten seconds to say what you want. The rest runs on autopilot, inside your budgets.
Without Payrail AgentYou do everything
12 tabs — price comparison12 min
Still comparing. Tab 7 froze.
checkout — payment details6 min
Card number, expiry, CVC. Again.
password manager5 min
Which login was it? Reset 2FA.
3DS timed out — enter the code again4 min
Declined. Anti-bot wall. Start over.+8 min
Your full attention, per purchase25–40 min
With Payrail AgentAutopilot
You
“Book me 2 nights in Lisbon, under €120 a night”
10 sec— all you do
Discovery
Agent compares live offers and picks the best
Form filling
Checkout filled end to end
Secrets
Injected from the vault — never exposed
Payment
Routed to the best rail, one-tap approve
Runs in the background — none of it needs you.
Safety on, always
Monthly budget€340 / €500
≤ €200 per purchaseTrusted merchantsFraud scoringTrust score 97
Your attention, per purchase≈ 10 sec
Security
360° guard layer
Agents hallucinate, get phished, and overspend. We catch all of it.
Hallucination shield
Every intent is cross-checked against policy, budget, and history before a cent moves.
Phishing & fraud detection
Five-dimension scoring catches prompt injection, social engineering, and goal hijacking.
Atomic budget enforcement
Database-level locks prevent race conditions. Limits enforced at the transaction layer.
Human-in-the-loop
Auto-approve low risk, escalate the rest. No exceptions, no backdoors.
Scoring Breakdown
LiveOverall Score
0/ 100
Budget Compliance0
Policy Match0
Description Quality0
Velocity Check0
Threat Detection0
Full payment cycle
Your agent’s complete
payment journey.
Buying is more than a card charge. Payrail Agent covers every step of the journey — so your agent never hands the hard part back to you.
Discovery
01Your agent uses Payrail Agent Search to find relevant provider-method guidance, then checks current provider data itself.
2 nights in Lisbon, under €120
Lisbon Central Hotel€96/nightBest match
Alfama Guesthouse€112/night
Rossio Boutique Stay€139/night
Form filling
02Booking wizards, checkout forms, multi-step flows — your agent fills forms of any complexity without stalling.
Guest name
Alex Meyer
Passport no.
C01X 34-88
Arrival time
14:30, late check-in
Form submitted
Secrets
03Set credentials once. Your agent reuses them through a secure vault — secrets are injected at checkout, never exposed.
booking.com login
••••••••Saved once
Injected at checkout
Raw values never reach the chat or the page source.
Payment
04Card, crypto, or agent-native protocols like x402 and ACP. Everything reduces to one action: you approve.
Card
Crypto
x402 · ACP
Lisbon Central Hotel€192.00
Approve payment
Paid
The future is autonomous
Your ticket to the world of
AI payments
Your agents are ready to transact. Give them the infrastructure they deserve.
Free to start. No credit card required.